Best Credit Cards for Expats and Living Abroad of 2024
5.0
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
On Chase Bank USA, NA's Website
Up to 10x Reward Rate
Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel throughRead More
Welcome Bonus
60,000 bonus points
Annual Fee
$550
Regular APR
22.49%-29.49% Variable
Credit Score
Excellent(750 - 850)
Why We Picked It
This card offers superior points earning rates if you spend frequently on travel and dining out. The $300 travel credit justifies much of the annual fee, and redeeming points for travel on Chase Ultimate Rewards.
Pros & Cons
- $300 annual travel credit is incredibly flexible
- Generous welcome bonus
- Get 50% more value when you redeem points for travel through Chase
- Points Transfer to valuable airline and hotel partners
- High annual fee
- High variable APR on purchases
- Excellent credit recommended
Card Details
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $900 toward travel when you redeem through Chase Ultimate Rewards®
- $300 Annual Travel Credit as reimbursem*nt for travel purchases charged to your card each account anniversary year.
- Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
- Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
- Member FDIC
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best for Everyday Spending Abroad
Capital One Venture X Rewards Credit Card
4.8
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Up to 10X Reward Rate
Earn 2 miles per dollar on all eligible purchases and 5 miles per dollar on flights and 10 miles perRead More
Welcome Bonus
Earn 75,000 bonus miles
Annual Fee
$395
Regular APR
19.99% - 29.99% (Variable)
Credit Score
Excellent(750 - 850)
Why We Picked It
Capital One’s most premium travel card is packed with extras that put it firmly in competition with other upscale credit cards, but at an annual fee that leaves the others far behind.
Pros & Cons
- Annual fee lower than others in its category
- Annual travel credit through Capital One Travel and anniversary miles alone could justify the annual fee
- Miles are easy to earn and easy to use
- Lack of domestic airline and upscale hotel travel partners
- Capital One lounge network in its infancy
- Lack of hotel status benefits
Card Details
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
- Receive a $300 annual credit for bookings through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
- Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
- Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
- Earn unlimited 2X miles on all other purchases
- Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
- Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
- Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits, like an experience credit, room upgrades, and more
- Receive up to a $100 credit for Global Entry or TSA PreCheck®
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best Annual Fee Card for Living Abroad
Chase Sapphire Preferred® Card
On Chase Bank USA, NA's Website
4.8
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
On Chase Bank USA, NA's Website
Up to 5x Reward Rate
Earn 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plusRead More
Welcome Bonus
60,000 bonus points
Annual Fee
$95
Regular APR
21.49%-28.49% Variable
Credit Score
Excellent, Good(700 - 749)
Why We Picked It
Offering a rare mix of high rewards rates and redemption flexibility, this card is a dream for frequent spenders on travel & dining - while charging a modest annual fee.
Pros & Cons
- Earn high rewards on several areas of spending
- Transfer points to travel partners at 1:1 rate
- Many travel and shopping protections
- Annual fee
- No intro APR offer
- Best travel earning rates are only for bookings through Chase
Card Details
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Ultimate Rewards®.
- Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
- Member FDIC
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best for a Luxury Lifestyle Abroad
The Platinum Card® from American Express
On American Express's Website
4.7
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
On American Express's Website
5X Reward Rate
Earn 5 Membership Rewards Points per dollar on prepaid hotels booked with American Express Travel and on flights booked directlyRead More
Welcome Bonus
Earn 80,000 points
Annual Fee
$695
Regular APR
See Pay Over Time APR
Credit Score
Excellent/Good(700 - 749)
Why We Picked It
The Platinum Card is destined for frequent travelers who intend to fully leverage the rich set of luxury travel benefits and Platinum Concierge service. In the right hands, the classic status card's staggering annual fee is well justified.
Pros & Cons
- High reward potential on flights and hotels booked through American Express Travel
- Multiple credits can help justify the fee
- Comprehensive airport lounge access
- Luxury travel benefits and elite status with Hilton and Marriott with enrollment
- Very high annual fee
- Maximizing the statement credits takes some work and could be unworkable for many
- Reward rate outside of travel is sub-par for a premium card
Card Details
- Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
- $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
- $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peaco*ck, SiriusXM, and The Wall Street Journal. Enrollment required.
- $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
- $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
- $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card®. Enrollment required. Visit https://platinum.equinox.com/ to enroll.
- $189 CLEAR® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card®. Learn more.
- $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
- Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That’s up to $50 in statement credits semi-annually. Enrollment required.
- $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
- Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
- $695 annual fee.
- Terms Apply.
Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best for Travel Perks on a Budget
American Express® Green Card *
4.5
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Up to 3X Reward Rate
Earn 3X Membership Rewards points on eligible travel, transit and restaurant purchases including takeout and delivery in the U.S. EarnRead More
Welcome Bonus
Earn 40,000 points
Annual Fee
$150
Regular APR
See Pay Over Time APR
Credit Score
Excellent/Good(700 - 749)
Why We Picked It
With its generous rewards on travel, transit, and dining purchases, the relaunched American Express® Green Card is an attractive option. That said, the annual fee is a bit steep, considering the limited perks and lack of Gold or Platinum prestige.
Pros & Cons
- No foreign transaction fee
- Flexible redemption and points transfer options
- High rewards rate on dining, travel and transit
- Mediocre base rewards rate
- Limited features and perks
- No intro APR offer
- No balance transfer option
Card Details
- Earn 40,000 points after spending $3,000 on purchases in the first 6 months
- Earn 3 points per dollar spent on travel, transit purchases and eligible purchases at restaurants worldwide
- Earn 1 point per dollar on all other eligible purchases
- $189 CLEAR® Plusand $100 LoungeBuddy credits
- Trip delay insurance
- No foreign transaction fees
All information about American Express® Green Card has been collected independently by Forbes Advisor
All information about American Express® Green Card has been collected independently by Forbes Advisor
Earn 40,000 points after spending $3,000 on purchases in the first 6 months
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
4.3
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
On Citi's Website
Up to 10X Reward Rate
Earn 3 points per dollar at restaurants, supermarkets, gas stations, hotels and air travel. 1 point per dollar on allRead More
Welcome Bonus
60,000 points
Annual Fee
$95
Regular APR
21.24% - 29.24% (Variable)
Credit Score
Excellent, Good(700 - 749)
Why We Picked It
With 3 points earned per $1 spent on many travel staples and at gas stations, the Citi Premier Card could be a perfect fit for road warriors and frequent travelers. The card's high APR and lack of an intro APR offer make it a poor choice for anyone looking to carry a balance.
Pros & Cons
- Flexible travel redemption options
- No foreign transaction fee
- Add authorized users for no additional cost
- Annual fee with no first-year waiver
- No intro APR offer
- No travel or purchase protections
Card Details
- Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.
- Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels
- Earn 3 Points per $1 spent at Restaurants and Supermarkets
- Earn 1 Point per $1 spent on all other purchases
- Annual Hotel Savings Benefit
- 60,000 ThankYou® Points are redeemable for $600 in gift cards or travel rewards at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
Earn 60,000 bonus points after you spend $4,000 in purchases with your card within 3 months of account opening; redeemable for $600 in gift cards at thankyou.com
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best Rewards for Travel Expenses Abroad
Capital One Venture Rewards Credit Card
4.2
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Up to 5X Reward Rate
Earn 5X miles on hotels and rental cars booked through Capital One Travel. Earn unlimited 2X miles on every purchase,Read More
Welcome Bonus
Earn 75,000 bonus miles
Annual Fee
$95
Regular APR
19.99% - 29.99% (Variable)
Credit Score
Excellent, Good(700 - 749)
Why We Picked It
Casual travelers who don't plan to carry a balance will find good value in this card's rewards rate.
Pros & Cons
- Strong rewards rate
- Global Entry or TSA PreCheck® statement credit (up to $100)
- No foreign transaction fees
- Miles are easy to redeem either via partner transfers or by applying against travel purchases
- $95 annual fee
- No introductory APR on purchases or transfers
Card Details
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
- Miles won’t expire for the life of the account and there’s no limit to how many you can earn
- Receive up to a $100 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enrich every hotel stay from the Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more
- Transfer your miles to your choice of 15+ travel loyalty programs
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best for No Annual Fee Abroad
Capital One VentureOne Rewards Credit Card
4.1
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Up to 5X Reward Rate
Earn 5X miles on hotels and rental cars booked through Capital One Travel, and earn unlimited 1.25X miles on everyRead More
Welcome Bonus
20,000 Miles
Annual Fee
$0
Regular APR
19.99% - 29.99% (Variable)
Credit Score
Excellent, Good(700 - 749)
Why We Picked It
This card keeps it simple but has enough to keep things interesting. It's one of the few no annual fee cards that allows transfers to travel partners. You'll also earn flat-rate rewards with several easy options for redeeming. It travels well, too: There are no foreign transaction fees and you'll earn extra points for booking hotels and rental cars through Capital One's travel portal.
Pros & Cons
- No foreign transaction fee
- No annual fee
- No penalty APR
- Ongoing rewards rate is relatively low
- Locked in to Capital One Travel booking to earn the highest rewards
Card Details
- $0 annual fee and no foreign transaction fees
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won’t expire for the life of the account and there’s no limit to how many you can earn
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.99% – 29.99% variable APR after that; balance transfer fee applies
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best for Lounge Access and Automatic Statement Credits
Bank of America® Premium Rewards® Elite credit card *
4.0
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Up to 2X Reward Rate
Earn 2X points per dollar spent on travel and dining purchases; Earn 1.5X points per dollar on all other purchases.
Welcome Bonus
75,000 points
Annual Fee
$550
Regular APR
20.24% - 27.24% variable
Credit Score
Excellent(750 - 850)
Why We Picked It
If you value lounge access and travel perks, this card has you covered. Plus, you'll get lifestyle credits for things like rideshares, food delivery and streaming service with select merchants. You'll get the best deal if you're a Preferred Rewards member, which returns a 25% to 75% bonus on all the points you earn.
Pros & Cons
- Top-notch rewards rate for those at the highest tier of Preferred Rewards
- Airline benefits including lounge access
- Up to a $150 annual lifestyle credit
- Can get the same rewards on a card with a lower annual fee
- Without Preferred Rewards, earn rate is just so-so
- No travel transfer partners
Card Details
- Receive 75,000 online bonus points — a $750 value — after you make at least $5,000 in purchases in the first 90 days of account opening
- Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
- Earn up to $300 in Airline Incidental Statement Credits annually on qualifying transactions and TSA Pre✓®/Global Entry Statement Credits of up to $100, every four years
- Earn up to $150 in lifestyle statement credits annually on qualifying rideshare, food delivery, streaming service and fitness transactions at select merchants
- Receive 20% off the cost of airfare when redeeming points through the Bank of America Travel Center
- Enrolled cardholders receive 12-month Priority Pass Select membership to access airport VIP lounges worldwide
Earn 75,000 online bonus points — a $750 value — after you make at least $5,000 in purchases in the first 90 days of account opening
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
As an expert and enthusiast, I have access to a wide range of information and can provide insights on various topics. While I don't have personal experiences or opinions, I can provide factual information based on the search results I have access to.
Now, let's discuss the concepts mentioned in the article "Best Credit Cards for Expats and Living Abroad of 2024."
Chase Sapphire Reserve®
The Chase Sapphire Reserve® is a credit card that offers several benefits for expats and individuals living abroad. It provides a $300 annual travel credit that can be used for travel purchases charged to the card each account anniversary year. The card also offers 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards. Additionally, it provides access to 1,300+ airport lounges worldwide after enrolling in Priority Pass™ Select and offers up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®. The card has an annual fee of $550 and requires an excellent credit score (750 - 850) [[1]].
Capital One Venture X Rewards Credit Card
The Capital One Venture X Rewards Credit Card is another option for expats and individuals living abroad. It offers 2 miles per dollar on all eligible purchases and 5 miles per dollar on flights and 10 miles per dollar on hotels when booked through Capital One Travel. The card has an annual fee of $395 and requires an excellent credit score (750 - 850). It provides an annual travel credit through Capital One Travel and anniversary miles that can help justify the annual fee. However, it lacks domestic airline and upscale hotel travel partners [[2]].
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card is recommended for frequent spenders on travel and dining. It offers 5x points on travel purchased through Chase Ultimate Rewards, 3x points on dining, and 2x points on all other travel purchases. The card has an annual fee of $95 and requires an excellent or good credit score (700 - 749). It also provides benefits such as Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, and Lost Luggage Insurance. Cardholders can enjoy complimentary access to DashPass for a minimum of one year and get 25% more value when redeeming points for airfare, hotels, car rentals, and cruises through Chase Ultimate Rewards [[3]].
The Platinum Card® from American Express
The Platinum Card® from American Express is designed for frequent travelers and offers a range of luxury travel benefits. Cardholders can earn 5 Membership Rewards Points per dollar on prepaid hotels booked with American Express Travel and on flights booked directly with airlines or with American Express Travel. The card has an annual fee of $695 and requires an excellent or good credit score (700 - 749). Benefits include access to comprehensive airport lounges, luxury travel benefits, and elite status with Hilton and Marriott. The card also provides various statement credits, such as a $200 Hotel Credit, a $240 Digital Entertainment Credit, and a $155 Walmart+ Credit [[4]].
American Express® Green Card
The American Express® Green Card offers generous rewards on travel, transit, and dining purchases. Cardholders can earn 3X Membership Rewards points on eligible travel, transit, and restaurant purchases, including takeout and delivery in the U.S. The card has an annual fee of $150 and requires an excellent or good credit score (700 - 749). It provides benefits such as no foreign transaction fees, flexible redemption and points transfer options, and a high rewards rate on dining, travel, and transit. However, it has a relatively mediocre base rewards rate and limited features and perks [[5]].
Citi Premier® Card
The Citi Premier® Card offers a high rewards rate for travel staples and gas stations. Cardholders can earn 3 points per dollar at restaurants, supermarkets, gas stations, hotels, and air travel. The card has an annual fee of $95 and requires an excellent or good credit score (700 - 749). It provides benefits such as flexible travel redemption options and no foreign transaction fees. However, it lacks an intro APR offer and travel or purchase protections [[6]].
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card offers a strong rewards rate for travel expenses. Cardholders can earn 2X miles on every purchase and 5X miles on hotels and rental cars booked through Capital One Travel. The card has an annual fee of $95 and requires an excellent or good credit score (700 - 749). It provides benefits such as no foreign transaction fees, the ability to redeem miles for any travel purchase, and the option to transfer miles to travel loyalty programs [[7]].
Capital One VentureOne Rewards Credit Card
The Capital One VentureOne Rewards Credit Card is a no annual fee option for individuals living abroad. Cardholders can earn 1.25X miles on every purchase and 5X miles on hotels and rental cars booked through Capital One Travel. The card has no foreign transaction fees and offers an introductory 0% APR on purchases and balance transfers for 15 months. It requires an excellent or good credit score (700 - 749) [[8]].
Bank of America® Premium Rewards® Elite credit card
The Bank of America® Premium Rewards® Elite credit card offers rewards for travel and dining purchases. Cardholders can earn 2X points per dollar spent on travel and dining purchases and 1.5X points per dollar on all other purchases. The card has an annual fee of $550 and requires an excellent credit score (750 - 850). It provides benefits such as airline benefits, lounge access, and lifestyle credits for rideshares, food delivery, and streaming services. Preferred Rewards members can earn a bonus on all points earned [[9]].
Please note that the information provided is based on the search results and may be subject to change. It's always a good idea to review the terms and conditions of each credit card and consider your personal financial situation before making a decision.
