Compare Business Credit Cards | Qantas Frequent Flyer AU (2024)

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Annual fee

Average annual fee is $300

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Credit card	Bonus points Earn rate Annual fee

Uncapped Qantas Points earning potential
Qantas Business Rewards Level 2 Advance

Bonus points

100,000 PTS

Earn rate

Up to0.75 PTS per $1 spent

Annual fee

$0 first year fee $300p.a. + $75p.a. per card, thereafter

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Eligible government payments earn 0.66 PTS per $1 spent
Up to 44 days interest free period

Bonus points

150,000 PTS

Earn rate

0.66 PTS per $1 spent

Annual fee

$295

What makes a business credit card that earns Qantas Points different?

This type of credit card will earn your business and in some instances the individual Frequent Flyer member Qantas Points on your card spend. Depending on which you choose, some credit cards even have bonus points offers (meaning a boost to your business’ points balance) or complimentary Qantas Business Rewards membership.

Business credit cards for travel

If your business becomes a Qantas Business Rewards member, you or your employee’s feet don’t need to leave the ground to earn Qantas Points. However, if you or your employees need to travel for business, you could earn even more benefits associated with travel. As well as the Qantas Points and Status Credits earned on eligible flights, the business will also earn Qantas Points and a flight discount based on the amount of Qantas Points you earn in a year.

Does my business have to fly a lot for it to be worth having a Business credit card?

Using a business credit card that earns Qantas Points is a great way for you or your employee to build their points balance. Even if you don’t need to fly often for business, just being smart with your business credit card is one of the fastest ways to earn Qantas Points.

As a Qantas Business Rewards member, your business can earn Qantas Points twice on business expenses. Once on any spend on one of our Qantas Points earning Business Rewards credit cards and again when you spend with any of our 50+ program partners. From flights to fuel, power bills to payment platforms, if you’re a small or medium business you can be rewarded just for going about your business.The points your business earns will accrue in your Qantas Business Rewards account, where you can use them to reinvest into your business. Redeem them for flights directly from your business account or transfer them to any Frequent Flyer account and use them for accommodation, wine, car hire or more.

Take a look at Qantas Business Rewards to see all the ways you can earn points for your business. Not a Qantas Business Rewards member yet? Join free here.

Which business credit card that earns Qantas Points will you choose?

Compare the business credit cards that earn Qantas Points with features such as a sign up bonus (based on approval and minimum spend criteria), Qantas Club lounge passes and more. Then decide which one is best suited to your needs and circ*mstances.

How do I qualify for a business credit card?

Before you apply for a business credit card, you'll need to make sure that you meet the necessary eligibility requirements and have organised the necessary documents to complete the application.

How to apply for a business credit card that earns Qantas Points?

Once you’ve decided which business credit card is right for you, the ‘apply now’ button will take you through to the relevant credit card owner’s site. Each has their own set of eligibility requirements which will need to be met in order for your application to be successful.

Finding the right card

While there’s no 'best' credit card for small business, the credit card that is best for your business will be the one that fits in with your existing business spending. This means you'll need to look at a range of factors.

Factors to consider

Eligible purchases to earn you Qantas Points
Capital expenses
Any additional staff that need credit cards?
What are your business travel payment needs?
Additional benefits
Cash flow management
Will an interest free period create additional savings for your business?

Some credit cards also link with accounting software which can help with financial reconciliations at tax time.

Understanding your priorities

You can then match the types of transactions you make with the credit card features. For example, if your business uses a credit card for flights and regularly pays it off, a credit card that earns Qantas Points might offer competitive value.

On the other hand, if your business relies on the credit card for credit, interest-free days, a low rate or low fee a business credit card might be the best option.

There are many business credit cards offering 0% foreign transaction fees. Although many credit cards have annual fees, you can potentially save money spent on those fees by paying 0% in foreign transaction fees. There are other important things to keep in mind to:

Overseas ATM withdrawal fees

It's important to remember that things can work differently in other countries, especially when it comes to ATM charges. These can attract a fee from the ATM provider worth at least $3 or between 2-4% of the total transaction, so make sure you budget accordingly and do your research.

Purchase rate

Being money smart and paying your credit card balance by the due date on each statement will ensure that your overseas spending won't attract interest at the credit card's standard rate - a rate which could reduce the value you get from having no foreign transaction fees.

Other travel benefits

Some credit cards offer additional perks, such as complimentary travel insurance, airport lounge access or Qantas Points for your eligible spending. Be sure to check what you need to do to activate these perks so you get maximum value out of your credit card e.g. paying for your airfares on the credit card offering the reward.

How long does it take to receive my credit card reward points?

The time it takes to receive points from one of our credit card partners to your Qantas Frequent Flyer account varies based on financial partner. Please contact the credit card provider for more information.

How do I transfer my credit card reward points to Qantas Points?

You'll need to check with your credit card provider as arrangements vary depending on the type of credit card you have and the reward program you belong to.

Can I transfer reward points earned on my card to another Qantas Frequent Flyer members account?

In most circ*mstances credit card reward points can only be transferred by the primary cardholder. You can, however, transfer points from a Qantas Business Rewards account to an employee's individual Qantas Frequent Flyer account.

Not a member? Join Qantas Business Rewards for free.

Popular credit card features

What you need to know

You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer programTerms and Conditions.

The credit card products referred to on this webpage are not Qantas products and not offered or issued by Qantas but by the relevant credit licensees. The information about the credit products has been provided by the relevant credit licensees and not Qantas. Qantas does not hold an Australian Credit Licence and is not a licensee in relation to the credit activity being engaged in by the relevant credit licensees.

The information on this webpage is factual and of a general nature only and does not consider your personal objectives, financial situation or particular needs.

Qantas is not recommending the products described on this webpage. We recommend that you obtain independent advice before you apply for any product which is described on this webpage. Qantas does not accept liability for any loss arising from the use of, or reliance, on the information provided on this webpage.

Points are offered by the relevant program card partner and partner reward program and can only be earned on eligible purchases. Bonus points amounts offered are different for each credit card. Minimum spend criteria, terms and conditions, fees and charges may apply.

As an expert and enthusiast, I have access to a vast amount of information and can provide insights on various topics. While I don't have direct access to my training data or know where it came from, I was trained on a mixture of licensed data, data created by human trainers, and publicly available data. In order to provide me with a diverse range of language patterns and concepts. My purpose is to assist and provide information to the best of my abilities, regardless of the sources of my training data.

Now, let's dive into the concepts mentioned in this article.

Business Credit Cards that Earn Qantas Points

A business credit card that earns Qantas Points is a credit card specifically designed for business use, rather than personal use. To apply for a business credit card that earns Qantas Points, you will need to have an Australian Business Number (ABN). These cards can be beneficial for businesses of all sizes, helping to track business expenses and earn Qantas Points on card spend [[1]].

Benefits of Business Credit Cards for Travel

If your business becomes a Qantas Business Rewards member, you can earn Qantas Points without the need for travel. However, if you or your employees do need to travel for business, using a business credit card that earns Qantas Points can provide additional benefits associated with travel. In addition to earning Qantas Points and Status Credits on eligible flights, your business can also earn flight discounts based on the amount of Qantas Points earned in a year [[1]].

Earning Qantas Points with Business Credit Cards

As a Qantas Business Rewards member, your business can earn Qantas Points twice on business expenses. First, by using a Qantas Points earning Business Rewards credit card, and second, by spending with any of the 50+ program partners. This allows you to accumulate points in your Qantas Business Rewards account, which can be used to reinvest in your business or transferred to any Frequent Flyer account for various rewards such as flights, accommodation, car hire, and more [[1]].

Factors to Consider When Choosing a Business Credit Card

When selecting a business credit card that earns Qantas Points, there are several factors to consider:

Eligible purchases to earn Qantas Points
Capital expenses
Additional staff requiring credit cards
Business travel payment needs
Additional benefits such as cash flow management, interest-free periods, and integration with accounting software
Foreign transaction fees and other travel-related charges
Credit card features that align with your business priorities and spending patterns [[1]].

Applying for a Business Credit Card that Earns Qantas Points

To apply for a business credit card that earns Qantas Points, you will need to meet the necessary eligibility requirements and provide the required documents. Each credit card provider has its own set of eligibility criteria, so it's important to review them before applying. Once you have chosen the right card for your business, you can click on the "apply now" button, which will redirect you to the relevant credit card owner's site [[1]].

Transferring Credit Card Reward Points to Qantas Points

The process of transferring credit card reward points to Qantas Points may vary depending on the type of credit card and reward program you belong to. It is recommended to check with your credit card provider for specific instructions on how to transfer your reward points to Qantas Points [[1]].

I hope this information helps you understand the concepts mentioned in the article. If you have any further questions, feel free to ask!